CPM CPM
Roofing January 15, 2026 6 min read

5 Signs Your Indianapolis Roof Needs Immediate Attention

Don't wait until water is dripping through your ceiling. Learn the early warning signs that your roof may need professional inspection or repair before minor issues become major expenses.

Your roof is your home's first line of defense against Indiana's unpredictable weather—from scorching summers to ice storms and everything in between. Yet many homeowners don't think about their roof until there's already a problem. By learning to recognize early warning signs, you can address issues before they lead to costly repairs or a full replacement.

1. Missing, Cracked, or Curling Shingles

Shingle damage is often the most visible sign that your roof needs attention. After storms, take a walk around your property and look up. Missing shingles leave your roof deck exposed to moisture, while cracked or curling shingles indicate aging and weathering.

In Central Indiana, the freeze-thaw cycle is particularly hard on shingles. Water seeps into cracks, freezes, and expands, causing further damage. If you notice more than a few damaged shingles, it's time for a professional inspection.

2. Granules in Your Gutters

Those tiny granules on asphalt shingles aren't just for looks—they protect the shingle material from UV rays and add fire resistance. Finding excessive granules in your gutters or at the bottom of downspouts indicates your shingles are deteriorating.

Some granule loss is normal on new roofs, but if your roof is more than 10 years old and you're seeing significant accumulation, the shingles may be nearing the end of their useful life.

3. Sagging Roof Deck

A sagging roof is a serious structural issue that requires immediate attention. This can indicate:

  • Water damage to the decking material
  • Inadequate structural support
  • Long-term moisture accumulation in the attic
  • Excessive weight from multiple roof layers

If you notice any areas where the roofline appears to dip or sag, contact a professional immediately. This is not a DIY situation.

4. Light Visible Through the Attic

On a sunny day, turn off the lights in your attic and look up. If you can see daylight coming through the roof boards, water can also get in. Small gaps may seem insignificant, but they can lead to significant water damage over time.

While you're in the attic, also check for water stains, mold, or musty odors—all signs of moisture intrusion that warrant professional evaluation.

5. Increased Energy Bills

A sudden spike in heating or cooling costs can indicate poor roof ventilation or insulation issues. When warm air escapes through the roof in winter or hot attic air seeps into living spaces in summer, your HVAC system works harder to compensate.

Proper roof ventilation and insulation work together to maintain comfortable indoor temperatures efficiently. If your energy bills have increased without other explanation, a roof inspection may reveal the culprit.

What to Do Next

If you've noticed any of these warning signs, don't wait. Early intervention almost always costs less than emergency repairs. At Complete Property Management, we offer free roof inspections using drone technology and thermal imaging to identify issues you might not see from the ground.

Our team has been serving Indianapolis, Carmel, Fishers, and surrounding Central Indiana communities since 2023. We work with all major insurance companies to make necessary repairs manageable.

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Written by CPM Team

The Complete Property Management team has been serving Indianapolis and Central Indiana since 2023, providing expert roofing, landscaping, and property maintenance services to commercial and residential clients.

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